Archive | September, 2014

Are There Differences Between Bookkeepers And Accountants?

Many people use the terms “accountant” and “bookkeeper” interchangeably, but there are important distinctions. These differences are not to be taken lightly, especially when you’re hiring someone to fill an open position in your accounting department. There are skills and knowledge that accountants have that bookkeepers do not. Responsibilities of Each Role Accountants and bookkeepers […]

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Reducing Stress And Getting A Fresh Start: Five Reasons To Declare Bankruptcy

Deciding whether or not to declare bankruptcy can be a hard and emotional process. However, once you take the plunge, there are huge benefits to this process. Here is a look at just five of the benefits you will experience if you file: 1. You eliminate debt stress. Researchers are just starting to realize how […]

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Four Points To Consider When Deciding Between A 15- And 30-Year Mortgage

Trying to decide between a fifteen-year and a 30-year mortgage? There are pros and cons to both types, and there are many different factors you should consider. Here are four points you should think about in the decision making process: 1. Fifteen-year mortgages are better for people who want higher monthly payments in exchange for […]

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How To Get A Car Loan On A Bad Credit

If you are looking for to buy a car with a damaged credit score, you might find it difficult to find companies who are willing to offer bad credit car loans. However, who is to say that you are not eligible to a new vehicle, despite your current condition? As the economy is improving, credit […]

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How To Reduce The Cost Of Homeowner’s Insurance

Homeowner’s insurance is an important part of owning a home. It protects you from any damages that may occur to your household and your possessions inside it. However, depending on a variety of factors, including location and credit history, homeowner’s insurance premiums can be hard to fit into a tight budget. However, by doing certain […]

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Five Questions To Ask Yourself Before Declaring Bankruptcy

The choice to declare bankruptcy is a difficult one. According to Bankruptcy Canada, you should thoroughly consider the facts and explore all avenues before making the decision. Ask yourself the following questions: Is Bankruptcy the Best Alternative? Alternatives to bankruptcy include credit counseling, debt consolidation, and debt negotiation, to name a few. With debt consolidation […]

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Financial Superheroes: Charted Professional Accountants

If you’re a business owner in need of a full-time accountant to help you deal with managing your finances and assist you with structuring your financial strategies, hiring a CPA, or a chartered professional accountant, is a decision that will make running your business much more manageable. What Is a CPA? A chartered professional accountant […]

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Rebuilding Your Personal Training Career After Filing For Bankruptcy

A career in personal training has its ups and downs. For those who have suffered major financial problems, filing for bankruptcy might be the only way to restructure a bad personal financial situation. Getting one’s career and life back on track can be a little difficult for a self-employed personal trainer. As long as you […]

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3 Signs It’s Time For You To Give In And Declare Bankruptcy

Are you contemplating bankruptcy? It isn’t always easy to tell when bankruptcy is the best option or when a different financial solution might be best for you. A bad financial situation can creep up on you; it’s difficult to tell exactly when a “bad” situation has turned into an irredeemable situation. This is an article […]

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